bank, bri, bca, bni, mandiri, cimb niaga, ocbc nisp, permata, bii maybank, terbaru, info, rtgs, real time, online, kliring, teller, cabang, jaringan, mesin, atm, bersama, link, prima, alto, bank lain, indonesia, transaksi, perbankan, 2018, 2019, 2020